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Introduction: Your Wedding Budget

And throw a party to beat all parties!

Ok, ok, we know budget chat isn’t the most exciting part of wedding planning BUT it makes throwing an epic party possible, so that’s good enough for us! Here’s our step-by-step guide to brilliant budgeting.

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The Couple

First up, it’s important for you and your beloved to sit down and discuss what your budget could be, without any help. Working this out means you aren’t relying on anyone else and can start looking at what you want to spend where. At this stage, we recommend you decide on the parts that are most important to you and where you want to spend a little more dosh. Once you’ve laid those out, you can see how much money is left in the pot for everything else. Check out our fun tips and tricks to save money on your wedding day – no one will ever know!

Sneaky tip: we highly recommend that you create a separate bank account for all your wedding money. Having it all in one account means you’ll be able to keep an eye on how much you have spent and won’t be as likely to accidentally overspend. Or spend it all on a celebratory night out!

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The Families

Once you have established how much the two of you can dedicate to the wedding fund, it’s time to sit down and talk budgets with your families. Often, both families try to help the couple financially, or to cover one aspect of the wedding, like the flowers or the booze. Don’t feel shifty about it – just grab a cuppa tea and sit down with your parents to talk things through. It’s important to be honest and highlight the parts that are most important to you (and obviously read our guide to the awkward parent-budget conversation!) Once you establish what is being contributed, make sure to involve your family in how you will spend their cash and listen to their advice – they are sponsoring you after all!

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Some pointers once you have a budget

We suggest you take out wedding insurance. Then you can relax and let the planning fun begin!

Be prepared for overspending. Either set aside 10% of your total budget for extra bits and bobs. Or just bear in mind, that you will probably need a little extra.

Sneaky tip: Always remember secret wedding costs that are usually hiding in the small prints of your contracts. And try to pay for everything on debit cards so you don’t start married life in debt!

Lastly, keep a database of all the payments and instalments, alongside the specific dates. This will help to keep you organised and prepared for all the withdrawals from your wedding fund. And there you go – budget chat over!

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Happy Planning!

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